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General Category => Politics, Philosophy, News and/or Current Affairs => Topic started by: Emperor Reagan on June 09, 2009, 10:42:56 AM

Title: US Insurance Policy
Post by: Emperor Reagan on June 09, 2009, 10:42:56 AM
It's beginning to look like little, if anything, is going to be accomplished on health insurance policy.  The only thing in the plan that makes any sense - creating a government program to complete with the private insurance industry - is going to get fucked, because it might put all sorts of shitty private plans and brokers out of business.  Good for the national health, bad for the people donating money to congress.

The worst part is that they might start taxing insurance benefits for those of us that do have them, in order to pay for the shitty, subpar private plans they want poor people to get.  I honestly wouldn't mind paying taxes for a single payer system.  I hate the idea of paying taxes that are going to amount to a subsidy for some broker peddling cheap Aetna plans with high deductibles to poor people. 
Title: Re: US Insurance Policy
Post by: ttfg on June 09, 2009, 12:07:52 PM
What model are they wanting to base the new sys on ?
Title: Re: US Insurance Policy
Post by: Emperor Reagan on June 09, 2009, 12:40:07 PM
I don't remember the specifics - it's basically leaving the current system in tact, but the government is going to make insurance "more affordable" for people who aren't covered through their employers.  The initial plan called for a government plan akin to Medicare to compete in the insurance market, but that's what congress is busy shooting down at the moment.
Title: Re: US Insurance Policy
Post by: ttfg on June 09, 2009, 12:50:00 PM
It works to a degree over here. No where near perfect ( no sys can be ). I dont think it would work for the USA due to your health care being so fucked up right now. I can't see a way using a sys like Aus and Canada to fix a sys in the current state yours is in.
Title: Re: US Insurance Policy
Post by: Emperor Reagan on June 09, 2009, 01:19:00 PM
Oh, I agree.  We can't just jump to a system like Canada's.  It's going to take much more than insurance reform to fix our medical system. 

I wish there was a way to just reboot the whole US.  Even if people have good intentions, there's so much money influencing the decisions of politicians and so much bureaucratic inertia resisting change in our system that we will never be offered satisfactory solutions.
Title: Re: US Insurance Policy
Post by: Zoomie on June 09, 2009, 08:38:14 PM
The head of the lobby AGAINST universal health care is the former chairman of Kaiser Permanente or one of the other super HMOs. He's made a bunch of mini-documentaries about how socialized medicine has created an incredible strain on the economies of Canada, the UK and Italy and is using them as adverts to mobilize people to call their congressperson and tell them to oppose whatever comes down the pipe.

Of course I'm sure he left whatever HMO he ran for years with a nice fat stock portfolio...
Title: Re: US Insurance Policy
Post by: Emperor Reagan on June 09, 2009, 09:19:11 PM
Somewhat related:  http://www.thenation.com/doc/20090622/greider (http://www.thenation.com/doc/20090622/greider)
Title: Re: US Insurance Policy
Post by: Zoomie on June 09, 2009, 09:28:43 PM
That article runs completely counter to the good, solid, American political ideal of putting a band-aid on a compound fracture.

How dare you sir!
Title: Re: US Insurance Policy
Post by: underclass on June 09, 2009, 10:20:16 PM
Why not just put a cap on what you can be medically liable for in a lawsuit?
Title: Re: US Insurance Policy
Post by: Zoomie on June 09, 2009, 10:29:00 PM
That IDEA runs completely counter to the good, solid, American political ideal of putting a band-aid on a compound fracture.

How dare you sir!
Title: Re: US Insurance Policy
Post by: Emperor Reagan on June 10, 2009, 09:49:09 AM
There are also other things they could do that would impact future healthcare costs, like a nationwide ban on vending machines in schools and re-emphasizing the importance of and providing more funding for gym programs.

There's plenty that could be done with food labeling (among tons of other things) that would impact future healthcare costs by directing people towards healthier choices now.  For example, I'd like food to be labeled A, B, C, D, or F (and maybe +/-) in addition to the current nutrition label.  100 calorie packs, low fat, and dozens of other labels all sound like they're good for you, but don't reflect things like nutrient density.  0 g of transfat?  Must be good!  Oh, wait, there's 500 g of saturated fat.  Only 100 calories per serving?  Wait, there's 30% of your recommended sodium intake.  Not so good for you now, is it?  I think by making things more explicit and intuitive, you would drive people towards making better choices.

Also, stop subsidizing corn.  People would grow less( because the only way they turn a profit now is because of the government subsidies) and the cost of junk food would increase without artificially low corn syrup prices.
Title: Re: US Insurance Policy
Post by: underclass on June 10, 2009, 10:13:46 AM
not sure what it is with the US reliance on corn. It took me 4 months of wondering why US dairy products taste like ass before I found out the cows are forced to eat corn.
Title: Re: US Insurance Policy
Post by: (_)_)===D on June 10, 2009, 03:24:30 PM
http://www.sustainabletable.org/features/articles/kingcorn/ (http://www.sustainabletable.org/features/articles/kingcorn/)

Every day I become more and more convinced that the only way to change Washington is to hold politicians accountable every time they sell us out.

My greatest fantasy involves the bloods and the crips uniting to storm the capital building and slaughter everyone in it. Maybe then the next batch of used car salesmen would remember who they're working for.

Realisticly though, a small group of people assasinating wayward politicians and releasing press statements after each kill would probably be able to influence a good ammount of change after a few years.

Seriously folks, lawyering, demonstrations, and magazine articles aren't going to change shit. It's never worked that way and it never will, the only thing that changes the status quo when it comes to Govt is bloody revolution.
Title: Re: US Insurance Policy
Post by: ttfg on June 10, 2009, 03:31:52 PM
I suggest not releasing the statements would work better.
Title: Re: US Insurance Policy
Post by: (_)_)===D on June 10, 2009, 03:35:07 PM
So people should just be left to puzzle out why they were killed? Nah, they're too dumb. Press releases would have to explicitly state the killing was done because of the politician selling out the American people and that the killings will continue as long as private interests are put before the publics's.
Title: Re: US Insurance Policy
Post by: Emperor Reagan on June 10, 2009, 04:53:08 PM
http://www.sustainabletable.org/features/articles/kingcorn/ (http://www.sustainabletable.org/features/articles/kingcorn/)

Every day I become more and more convinced that the only way to change Washington is to hold politicians accountable every time they sell us out.

My greatest fantasy involves the bloods and the crips uniting to storm the capital building and slaughter everyone in it. Maybe then the next batch of used car salesmen would remember who they're working for.

Realisticly though, a small group of people assasinating wayward politicians and releasing press statements after each kill would probably be able to influence a good ammount of change after a few years.

Seriously folks, lawyering, demonstrations, and magazine articles aren't going to change shit. It's never worked that way and it never will, the only thing that changes the status quo when it comes to Govt is bloody revolution.

I agree with this 100%. 

I believe that the US is a plutocracy and will continue to decay towards being little more than a retread of one of Mussolini's corpo-fascist wet dreams, unless civil unrest gets in the way. 
Title: Re: US Insurance Policy
Post by: 13chemicals on June 10, 2009, 07:27:55 PM
I remember when I was temping and I got sick every month with either strep throat, or some weird cold, I would just come into work sick.  I would get everyone sick, but if I took a day off I would get talked to about how I was missing too many days.  I didn't have health insurance.  My temp agency claimed in its employee booklet that it supplied insurance to temp workers who had clocked a certain amount of time.  When I clocked that amount of time I called the human resources department of the temp agency and said, "Yes, I am ready to know what steps I need to take in order to get onto the company health plan."  They said, "uh, what health plan, temps aren't allowed on it."  I then quoted from the book I was given and then was told, "yeah, that book is old."  That was the end of the conversation, because the HR girl got annoyed with me, put me on hold and then it just hung up on me.

I don't think the US healthcare system will get any better.  Employers don't want to insure because it costs too much.

Also, look at these future predictions... they are INSANE.  We already have a deficit.  Where are we going to get the money?  To quote S. Colbert, "China, would you like a slightly used Oregon?"

(http://www.ncpa.org/images/398.gif)
Title: Re: US Insurance Policy
Post by: underclass on June 10, 2009, 07:42:09 PM
I'm pretty sure it's to do with what legal claims and protection costs are necessary. Also, the costs of getting drugs approved are high and the copyright runs out too soon. People bitch about the cost of drugs, but the window for a drug company to even get it's R&D costs back before that drug can be legally copied is usually smaller than the time it took to get it approved for sale.
Title: Re: US Insurance Policy
Post by: Zoomie on June 10, 2009, 09:09:42 PM
I'm tellin ya, when the H1N1 comes back this fall, all mutated and shit, there are gonna be a lot less people, then we'll need a lot less insurance.
Title: Re: US Insurance Policy
Post by: underclass on June 10, 2009, 10:40:11 PM
I'm tellin ya, when the H1N1 comes back this fall, all mutated and shit, there are gonna be a lot less people, then we'll need a lot less insurance.

and then you'll rise triumphant from your palace under the hills and retake Baltimore!
Title: Re: US Insurance Policy
Post by: (_)_)===D on June 11, 2009, 11:06:55 AM
Dude, nobody in Baltimore is going to die from that shit. They've got Superman's immune system or they'd be dead already.
Title: Re: US Insurance Policy
Post by: The Geek on June 11, 2009, 12:31:27 PM
Quote
Seriously folks, lawyering, demonstrations, and magazine articles aren't going to change shit. It's never worked that way and it never will, the only thing that changes the status quo when it comes to Govt is bloody revolution.

Title: Re: US Insurance Policy
Post by: Emperor Reagan on June 11, 2009, 02:43:32 PM
The police commissioner was on the radio this morning complaining about the Wire and how it presented Baltimore as a grimy place, while cop shows based in NYC, Miami, etc. are much brighter and feature beautiful people and the like.

I'm not sure the police commissioner has ever been to Baltimore.  You can build over-priced high rises that are ugly knock-offs of NYC architecture on the harbor, but that really isn't going to change the rest of the city.  And you can redeploy the police to the harbor to cut down on summer pick pockets and muggings...but that only reduces crimes committed against rich tourists.  Baltimore is a grimy city.  And most people I know agree that the Wire captures quite a bit of the heart of the city.
Title: Re: US Insurance Policy
Post by: Zoomie on June 11, 2009, 08:48:54 PM
Bealefield is a fucking tool.

Retake Baltimore??? How about YOU take Baltimore. I'll be far enough away and high enough up that I won't have to worry about tsunamis or rising oceans or shifting poles for my lifetime.

It's almost 2012, you know.
Title: Re: US Insurance Policy
Post by: (_)_)===D on June 12, 2009, 08:56:41 AM
Dude, what's the naked fire jumping for? If it's not to stave off 2012 then what good is it???

Title: Re: US Insurance Policy
Post by: The Geek on June 12, 2009, 10:01:55 AM
that's all about pleasure
Title: Re: US Insurance Policy
Post by: Zoomie on June 12, 2009, 04:13:21 PM
Fertility, which I am totally AGAINST 364 other days of the year.
Title: Re: US Insurance Policy
Post by: (_)_)===D on June 12, 2009, 10:33:42 PM
Well start doing the Anti-Nibiru dance then.
Title: Re: US Insurance Policy
Post by: FAH-Q on June 13, 2009, 04:25:56 PM
http://stuffwhitepeoplelike.com/2008/03/09/85-the-wire/ (http://stuffwhitepeoplelike.com/2008/03/09/85-the-wire/)
Title: Re: US Insurance Policy
Post by: 13chemicals on June 13, 2009, 05:17:16 PM
This:
(http://www.nerf-herders-anonymous.net/DominicWest.jpg)

was the only reason why I watched The Wire.  He is so hot, it melts my face.
Title: Re: US Insurance Policy
Post by: Thrash on June 14, 2009, 06:18:16 PM
He is?
Title: Re: US Insurance Policy
Post by: 13chemicals on June 14, 2009, 06:37:35 PM
Uh yea, guys with a great bod kind of do it for me.... dude.
Title: Re: US Insurance Policy
Post by: Thrash on June 14, 2009, 06:40:10 PM
I didn't see it in that pic ....
But, ok ...
Title: Re: US Insurance Policy
Post by: Emperor Reagan on June 14, 2009, 07:14:35 PM
We were drinking McNulties at the bar last night and the bartender told us about the time McNulty and Bubbles came in there together and they ended up having a drinking contest.
Title: Re: US Insurance Policy
Post by: underclass on June 15, 2009, 09:01:35 AM
http://www.nytimes.com/2009/06/15/health/policy/15health.html?_r=1&hp (http://www.nytimes.com/2009/06/15/health/policy/15health.html?_r=1&hp)
Title: Re: US Insurance Policy
Post by: FAH-Q on June 15, 2009, 06:13:15 PM
the only reason why I watched The Wire.

That and you're white.
Title: Re: US Insurance Policy
Post by: Emperor Reagan on June 15, 2009, 10:45:04 PM
On NPR today, it sounded like Obama was backpedaling hard away from capping anything.  I guess too many senior democrats are in the pocket of the trial lawyer lobby. 

Caps really do make sense.  On a lot of things, not just malpractice suits.  Too bad everyone thinks they're going to win the 300 million dollar power ball on everything.
Title: Re: US Insurance Policy
Post by: Zoomie on June 16, 2009, 10:24:27 AM
Before you can  apply caps you need tort reform to back it up and that ain't gonna happen the way ambulance chasers are entrenched in every crack of our society. Their lobby and good ol' boy network is just too powerful.

I think we should be allowed to shoot them on sight.
Title: Re: US Insurance Policy
Post by: Libertine on June 16, 2009, 11:39:52 AM
In light of all this discussion, I'm planning on trying to opt-in to an insurance plan to cover me for the upcoming school year until I can get coverage from my employer about a year from now (assuming I get hired after working as a year-round intern -- which I think is exceedingly likely).

My school (University of Maryland) is also requiring that students have health insurance come this fall, so for someone like me who has been uninsured for the past couple years after losing my ability to be on my dad's insurance after I finished undergraduate in 2006, I have to make some choice.  The school is offering it's own plan through a provider for $1200 a year, but it seems pretty shit.  At least it would be better than nothing but I am not sure.  I am researching health care plans for the first time in my life and I am flabbergasted with how jargon-filled and arcane the descriptions are, especially intentionally elusive aspects of many plans which do not allow you to see the details of certain things until you log into their site (as a member, as a paying insured member who has already signed on).
Title: Re: US Insurance Policy
Post by: Zoomie on June 16, 2009, 12:19:56 PM
$1200 per year for emergencies and minor health maintenance (which at your age is nil) is a pretty good price.

Look in Kaiser Permanente. That's what I have and it's pretty good.
Title: Re: US Insurance Policy
Post by: Zoomie on June 16, 2009, 02:58:37 PM
Forgot to say this: The US healthcare system is based solely on creating wealth, not creating health. When we change that we'll get rid of shit doctors and pharmaceutical companies that control everything, and have a system that works.
Title: Re: US Insurance Policy
Post by: ttfg on June 16, 2009, 06:40:27 PM
...right after they figure out how to genetically remove the wings from pigs and put the horn back on the horses.
Title: Re: US Insurance Policy
Post by: Zoomie on June 16, 2009, 07:14:54 PM
Exactly.
Title: Re: US Insurance Policy
Post by: underclass on June 16, 2009, 09:53:08 PM
I think Obama's going to have to invoke the will and anger of the masses to get anything done here.
Title: Re: US Insurance Policy
Post by: ttfg on June 16, 2009, 09:57:24 PM
..or sacrifice a chicken.
Title: Re: US Insurance Policy
Post by: Emperor Reagan on June 16, 2009, 11:58:52 PM
..or sacrifice a chicken.

Far more likely than him invoking the will & anger of the masses.  

Also more likely:
having sex with said chicken post sacrifice and eating his own semen mixed with the blood as a sacrament to Satan.

Title: Re: US Insurance Policy
Post by: Tru on June 17, 2009, 01:30:06 AM
The police commissioner ...

Commissioner Gorgon?
Title: Re: US Insurance Policy
Post by: FAH-Q on June 17, 2009, 03:48:37 PM
(http://upload.wikimedia.org/wikipedia/en/0/00/Medusa_by_Caravaggio.jpg)