A year? My clothes come from the thrift store and get recycled every 6-8 weeks. I got new shoes like a year ago. With my luck I've been wearing the death shroud of some Filipino leper this week...

You obviously cannot comprehend the concept of shoes.

I comprehend the concept of comfort and protection of footwear.

Women should be barefoot all the time, or at least only wear flipflops, so I may judge their inner beauty based on the shape of their toes and instep.

I have:

• 1 pair suit shoes
• 1 pair flip-flops which are into their 10th season. They cost $50, and are industrial strength. Best purchase ever.
• 1 pair trainers
• 1 pair of of casual shoes
• 1 pair of baseball cleats

I guess it averages out to $300 per year when you factor in replacing suit shoes and shirts, underwear and stuff. I got my suits made in Thailand. When I'm not at work I wear T-shirt and shorts or T-shirt and jeans depending on how cold it is. When a T-shirt falls apart I buy a new one.

My yearly spending on clothes is well under a hundred dollars, which I'm sure surprises no one who has met me.

I now have 3 pairs of trainers and 2 pairs of shoes.
1 of my pairs of trainers I've had for more than 5 years. 1 pair I've had for about 2/3 years. 1 pair I've had for about 2 months.
Other shoes, 1 pair is my regular scruffy school ones, I've had 1 or 2 years, the other pair is new, I've never worn them, 'dolly shoes' for wearing with skirt.


Other than that clothes shopping never used to cost too much for me considering I wore school uniform 5 days a week for the past however many years.

My yearly spending on clothes is well under a hundred dollars, which I'm sure surprises no one who has met me.

Yes but you have a new (or new to me) Stryper tour shirt on every time I see you...

Underclass is a one suit - seven ties  kind of man.

I have a shitload of pairs of trainers, the vast majority of which I never wear anymore cuz they're pretty much trashed. For some reason I find it hard to throw shoes out.

My yearly spending on clothes is well under a hundred dollars, which I'm sure surprises no one who has met me.

Yes but you have a new (or new to me) Stryper tour shirt on every time I see you...

Well, my two passions in life are Jesus & heavy metal music.

In his own way Jesus was Headbangin'

http://www.youtube.com/watch?v=KubgMDSMXfI&feature=player_embedded#t=61

Hey Kyle, do you have a target date for this millionaire status?

Ideally, by the time I am 35. (10/2015) Understand that for that to happen, there has to be some sort of miracle but still, it's my goal.

Yearly, I spend about $300 - $400 on clothes. Though admittedly last year I was an idiot and got an account at Barney's New York, and spent over $500 in 30 minutes (buying one pair of pants, a vest, and two undershirts which were fucking $30/each but really soft). I also wasted $1000 on correspondence classes that I never did. I have been good this year, with the exception of eating out.

But you know what, sitting at work today I decided that fuck it. I AM going to hit all three goals, no matter what this year. Already doubled the 401k, the stocks are almost double and with the way things are going they should most certainly be past $9000 by the end of the year. In fact, as of today I up now up 91.8% with Apple. I am getting a little weak-kneed because the stock hit it's 52-week high today, but I'm not selling. Cramer moved his price target from $200/share to $264 if these new accounting rules are passed. But I know analysts are shmucks sometimes. I'll just play it by gut. (http://www.thestreet.com/story/10598771/1/cramers-mad-money-recap-apple-could-soar-on-accounting-rule-change-final.html) Also, Visa hit it's 52-week high today. I am up nearly 24% on that bad boy.

Anyway, as I said earlier the hardest of the three goals to get is going to be my savings. But at work, I DECIDED that I am throwing in $500 per paycheck (not month -- so that's twice a month) into savings. I have 7 paychecks (today...err yesterday was payday and I just threw in $500) left this year. So 7 x $500 = $3500. $18,000 + $3,500 = $21500. Doubling my savings from 1/1/2009 of $10,700 would be $21,400. So I'll be $100 over. However, in Nov, with the trip to Japan I will probably be using that $500 for the vacation instead of throwing it into my savings. So that brings me back down to $21,000. BUT, I haven't yet counted the interest I am making in my savings account. That is about $65/month right now. So $65 x Sept, Oct, Nov, Dec = $260. So, that equals ~$21,260. I think I can manage to throw in an extra $150 somehow in the next 3.5 months. Also, we may still get a bonus at work this year. I am not counting on that at all though, but it'd be a nice surprise.

Who knows, if I can manage those 3 goals, maybe I'll hit my all-encompassing goal too.

Who knows, if I can manage those 3 goals, maybe I'll hit my all-encompassing goal too.

To be a real boy?

So for this year I basically had three fairly lofty goals.

1. To double my stock account 
2. To double my savings account
3. To double my 401K account

And then a larger, more encompassing goal of having a net worth of $100k by 12/31/2009.

Siko gets all the good lines.


Anyway, I would do four things right if I were in your case. All I think would have an equally huge impact on your bottom line.
1. Set a goal to cut your food budget by 2/3 per month. That means you'll have to cook, make sandwiches & cut out the Starbucks but you still get to eat out. By the way, buying her a dinner counts against your food budget.
2. Go to see your banker. You want him to agree in writing that IF you pay $20,000 off your condo, you'll be able to draw it down again any time in the next 3 years if something happens.
3. Talk to your boss, tell him you want to look at doing some extra IT courses and ask if the company would be willing to cover or part-cover the cost of those. The idea is to increase your worth to a future employer on someone else's dime.
4. Look at writing off the RX-7 and getting an economic vehicle.

I guess you'll save about $3,500 per year from cooking a little. $1,500 per year from paying down your loan. Since you're saving $13,000 extra now that will give you $18,000 extra a year. You could pay more off your loan, put that in stocks or do a mix. Good times.



OK, so we're both targeting 35. You have a head start in stocks, I have a lead in property. Wanna race?

2. Go to see your banker. You want him to agree in writing that IF you pay $20,000 off your condo, you'll be able to draw it down again any time in the next 3 years if something happens.

This is a biggie. You should be able to swing borrowing to buy whatever shares you want, if you have equity in your house. Or better yet, buy the shares with a vanilla margin account, which only taps that equity if the shares drop (no leverage multiples).

However, in Nov, with the trip to Japan I will probably be using that $500 for the vacation instead of throwing it into my savings.

Please tell me you are bringing more than that for the trip. I mean really. I'm pretty sure Sasha and I will be milking you for alcoholic beverages. That right there will probably be $500.

Have you been deemed worthy? He's fairly specific about that. Maybe you should bring extra cash...

http://www.zerohedge.com/article/thousands-rusting-ship-hulls-are-fitting-tribute-speculative-market-bubble

Ain't no sailboats in there. I only do sailboat. I answer only to the wind on the water. But I am shopping for a small, reliable used outboard. Preferably Asian made, since these damn Mercuries are known to fall to shit in three years on a sailboat.

It's a story that needs before pics.

and

Ain't no sailboats in there. I only do sailboat. I answer only to the wind on the water. I am shopping for a small, reliable used Asian male, since these damn Niggers are known to fall to shit in three years on a sailboat.

However, in Nov, with the trip to Japan I will probably be using that $500 for the vacation instead of throwing it into my savings.

Please tell me you are bringing more than that for the trip. I mean really. I'm pretty sure Sasha and I will be milking you for alcoholic beverages. That right there will probably be $500.

Hahahaha seriously! He can't possibly have meant he was only taking a nickel on holiday with him.

Trade hasn't recovered to the pre-bubble levels - I hope it doesn't for at least a decade.

What would you prefer your commander to say? "We're fucked. You idiots borrowed and spent for the last 12 years and it's all fallen down. We're trying to prop up enough lives until businesses and entrepreneurs figure out how to earn enough money, to pay some taxes and rebalance this thing"

Just thank your lucky stars AIG didn't reveal it's balance sheet while Bush was still in office, that guy didn't command enough respect to get his ass wiped last year.

Ain't no sailboats in there. I only do sailboat. I answer only to the wind on the water. I am shopping for a small, reliable used Asian male, since these damn Niggers are known to fall to shit in three years on a sailboat.

Well Mercuries are painted black and if the Asian will row my boat it will work out.

I would race ya, if you didn't have the unfair advantage of two streams of income coming into your household.

Too tired to write anything lengthy but I am really getting gung ho about this. That is one reason why I posted the goals, etc - to push myself some. To prove I can do it.

On a whim tonight, I decided to go grocery shopping. I spent $63 ($11 was on this anti-scar cream shit that has good reviews online -- my Molloscum has been gone for about two weeks, but I am not left with small red scars from where I tore them off, so I need to do something to get rid of those). So $52 on food. Looks like it will last me two weeks pretty easily. If it does, that is HUGE. Cause right now I am averaging $15 per DAY (probably higher now that I have somebody else to take out to dinner). So 14days x $15 = $210. I'll be saving $150+ every two weeks. $300 a month or so, if I can keep it up.

The other reason I decided to START eating at home tonight, is because recently I have felt my tits "jiggling". Today when I ran upstairs, I really felt my pecs were "heavy". Sometimes when I drive down a bumpy street I feel the tits bounce some. I'm skinny, but all that fast food is started to finally accumulate somewhere -- man boob alert + slight belly. I don't want to me a skinny dude with a  big ass belly and man titties. That was pretty good motivation in addition to the monetary gains.

Also, I am now $30 away from my goal of doubling stocks this year. Great day for all of my holdings. Could hit that goal by end of week.

zzzz..

The other reason I decided to START eating at home tonight, is because recently I have felt my tits "jiggling". Today when I ran upstairs, I really felt my pecs were "heavy". Sometimes when I drive down a bumpy street I feel the tits bounce some. I'm skinny, but all that fast food is started to finally accumulate somewhere -- man boob alert + slight belly. I don't want to me a skinny dude with a  big ass belly and man titties.

Ahahahahaha... get to the gym, Fatty McBurgerass,

The other reason I decided to START eating at home tonight, is because recently I have felt my tits "jiggling". Today when I ran upstairs, I really felt my pecs were "heavy". Sometimes when I drive down a bumpy street I feel the tits bounce some. I'm skinny, but all that fast food is started to finally accumulate somewhere -- man boob alert + slight belly. I don't want to me a skinny dude with a  big ass belly and man titties. That was pretty good motivation in addition to the monetary gains.

lolz

also you didn't comment on the $500 of booze you are going to be spending on Sasha and I in Japan.

I suspect that there's a reason the Jew is mum on this booze issue...

...and the cost of the pill to put in it.