I just got rejected applying for a credit card

I was applying to convert my existing card to one that gets air miles. The only change would have been a small fee increase. what the hell

Today, I just got rejected applying for a credit card. I was applying to convert my existing card to one that gets air miles. The only change would have been a small fee increase. What the hell.  FML

Fixed

At home or in Japan?

here

Citi proving itself to be more fucked up than everyone had thought. I should be worried about this, I bought Citi shares two weeks ago

Credit is tighter than fresh inmate asshole these days.  It doesn't surprise me that they are even denying current customers.

As a matter of fact, many are lowering limits and increasing rates.

And if you don't like it, you can fuck right off.

I should be worried about this, I bought Citi shares two weeks ago

I'd argue against being worried?
You decrease the available credit to also decrease the risk.
Have you considered that your credit score might not be very good, due to having a bunch of mortgages for houses and such?

I'm thinking Citi is conserving cash... but I'm also thinking Citi in Japan isnt talking to Nicks bank in NZ about his credit rating.

And his credit score would only be questionable if he'd been late with payments or defaulted. I'm guessing Nicks bank in NZ would have picked that up, considering I work for the parent and having a fairly solid understanding of the processes.

I'd be keeping an eye on that investment, conserving cash is a sign of trouble.

it doubled immediately so I told him (Father) to sell and see what the earnings report brings since they're owned in his name. Bet he doesn't do it on time

I'm thinking Citi is conserving cash... but I'm also thinking Citi in Japan isnt talking to Nicks bank in NZ about his credit rating.

I'm just saying...  over a year ago, we started changing our credit rules.  it wasn't about keeping cash on-hand for us, it was just about reducing our portfolio's risk.

I've never owned a credit card in my life.  I'm a cash only kind of girl.

You dont own credit cards... they own you.

I've never owned a credit card in my life.  I'm a cash only kind of girl.

Yeah, I've done this too.

My advice: Get a fucking credit card and just use it for little, routine shit. Paying a few bills, subscriptions, whatever.

Having no credit record can bite you in the ass.

I've never owned a credit card in my life.  I'm a cash only kind of girl.

She only takes them ...
... or are you a PayPal girl for services rendered?

Where would the swiping take place?

Well, if she has PayPal, it's not really an issue; is it?

But I follow your joke, bro ...
Glenn Quagmire covered it in season 4 ...

That double (possibly triple) chin is totally hawt. A++

Is that how she paid for rehab?

At first I was like "woah, that looks like my arm".
But it's not.  Whew.

It looks very much like your arm. Ten years ago when you wore a 34 waist...

It looks very much like your arm. Ten years ago when you wore a 34 waist...

Beer belly != fat arms

My arms arent fat at all.

Your analogy: FAIL!

That's definitely my arm circa 2006

My arms arent fat at all.

That's a not-equals sign.

ahhh

it's even funnier because Mosh works in IT

yeah, but I dont program...

Citi is now advertising (TV) here...buying up consumer debt:  12 month honeymoon for transfer @ 1.9%

yeah, but I dont program...

I don't program any longer either though I did once write several thousand lines of code for a trunk telephone switching network which is still in use. But I just got this in an email

"... to let you know that SAIC will be sending a letter of commendation for extraordinary engineering expertise that significantly contributes toward the success of the Patriot RTOS system, and that your engineering and circuit design services are exceptional."

The shit works perfectly but the stupid fucks now want a full redesign? It's a fucking control console I mean how many fucking ways can they want it done?

here btw
 
Here is a view of the functional system (sans advertising) that I already built for them.



I designed everything you see here including the special function keyboard with joystick.